Retirement
Study shows that 79% of employees would choose an additional benefit rather than a pay increase. Showing that you, as an employer, are invested in not only your employee’s overall health and future is a guarantee to retaining and harboring talent in the workforce.
Deciding on the best retirement benefit plan for your company is not an easy task. Several important factors need to be taken into consideration when designing the best plan for your employees, such as employee demographics and cost. We are here to help you craft the most thought-out retirement plan to benefit the most valuable assets of your company – your employees. Give them the confidence of tomorrow by securing the best retirement benefit plan for your company today!
I. What we offer
Our HUB Retirement Services professional can help structure any of the following plans:
For-Profit Companies
- Profit-Sharing and 401(k)
- Employee Stock Ownership Plan (ESOP)
- Defined Benefit
- Non-qualified 409A Deferred Compensation
Non-Profit Organizations:
- 403(b)
- “Top hat” 457(b)
Governmental Entities:
- Governmental 457(b)
HUB Retirement and Private Wealth employees are Registered Representatives of and offer Securities and Advisory services through various Broker-Dealers and Registered Investment Advisers, which may or may not be affiliated with HUB International. Insurance services are offered through HUB International, an affiliate.
II. Build the right plan
- Vendor Benchmarking
- We are here to help you carefully select the right investment partner through an agnostic and data-driven approach.
- Forecasting and Budgeting
- Crafting a sustainable and efficient matching contribution that matches the employee population.
- Auto-Enrollment and Auto-Escalation
- Detailed walk-throughs and enrollment plans will help the workforce have a deep understanding of the retirement benefit plan. Also, an auto-escalation program to help coordinate an ordered phase-in of pre-tax contributions.
- Compliance Oversight
- Find the right balance in implementing rules and regulations as well as in shifting to some legislative changes in matching contributions.
- Supplemental Plan Framing
- As an addition to your main plan, we can partner with you in providing non-qualified, 409(a) deferred compensation plans so that certain employees who may have maxed out on their 401(k) have other options for tax-deferred savings.
- *HUB Retirement and Private Wealth employees are Registered Representatives of and offer Securities and Advisory services through various Broker-Dealers and Registered Investment Advisers, which may or may not be affiliated with HUB International. Insurance services are offered through HUB International, an affiliate.
III. Employee support
Tomorrow is a gift, let it bring you hope and freedom. Partner with us in providing a sophisticated retirement plan for your employees. As partners, we will eradicate the burden of administering and planning. As co-fiduciaries, we guarantee commitment by going hand in hand with your success.