Individual Disability Income
Benefit periods: to age 70, 67, 65, 10 years, 5 years, 24 months
Elimination periods: 30, 60, 90, 180, 365, 730
Optional riders: residual, catastrophic, cost of living increases, social insurance supplements, critical illness, retirement protection, enhanced future increase option. Special issue limits for young professionals, residents, and students, including attorneys, veterinarians, physicians, podiatrists, dentists, architects & engineers. Increased participation limits for all occupations including medical professionals and business owners.